Compare the Best Local Rates

Banks in Chula Vista with the Best Interest Rates Today

When searching for the best Chula Vista interest rates, there are actually several different types of financial institutions where you can look like community banks, credit unions, national banks and online institutions. So why not begin your search close to home with the local banks in your area? These small organizations tend to offer higher rates than larger banks and chains. The following is a look at the highest rates from local banks specifically.

Best Chula Vista Bank Savings Rates

Finding a savings account in Chula Vista with a high interest rate will help you make the most out of your deposits. The community banks in Chula Vista with the best savings rates today are:

  • Embarcadero Bank: 0.5%
  • California Community Bank: 0.4%
  • Home Bank of California: 0.25%

Top CD Rates from Chula Vista Banks

A certificate of deposit (CD) is like a savings account, but you keep your money on deposit for a set period of time in exchange for higher interest rates. The term is how long that deposit period is–generally, the longer the term, the higher the rate. Here are the best bank rates for various CD accounts in Chula Vista.

6-Month CD

  • California Community Bank: 0.75%
  • Seacoast Commerce Bank: 0.5%
  • Embarcadero Bank: 0.45%

12-Month CD
  • Balboa Thrift and Loan Association: 1.16%
  • Seacoast Commerce Bank: 1%
  • California Community Bank: 1%

24-Month CD
  • California Community Bank: 1.56%
  • Embarcadero Bank: 1.31%
  • Balboa Thrift and Loan Association: 1.26%

The above rates are accurate as of June 14, 2011 but are subject to change at any time. Please contact individual banks to verify rates before opening an account. To see a comprehensive list of all the financial institutions in the city, visit our Chula Vista Banks List.